Key Takeaways
- Set the goal first: trip cost, minus what families pay, plus a confidential fund for students who need help.
- Know whose fundraiser it is (school or parent group); never use a personal account.
- Pool fundraising for the trip instead of crediting individual students.
- Food sold to students on campus during the school day must meet federal Smart Snacks rules unless your state allows an exempt fundraiser.
- Raffles are regulated by state law; check before selling a ticket.
- No student should miss the trip because their family could not fundraise.
Most school trips are paid for by some mix of family contributions, school or activity funds, and fundraising. Fundraising is the part teachers dread, partly because it eats evenings and weekends, and partly because it comes with rules nobody mentions until something goes wrong: which food you can sell to students, whether a raffle is legal, and whether money can be credited to the student who raised it. This guide covers the rules first, then the ideas, then a timeline.
A caution before you start. Fundraising rules are set by your district, your state, and the organization that holds the money, and they beat any general advice, including this article's. Nothing here is legal or tax advice. Before you announce anything, ask your principal or business office what is allowed, and if a parent group will run it, ask its treasurer too.
Start with the number, not the idea. Work out the trip's total cost, decide what families will be asked to pay, and fundraise for the difference plus a fund for students who need help. A worked example with round, illustrative numbers: a trip costs $9,000 for 30 students. The school asks families for $200 each, which raises $6,000 if everyone pays. If you expect some students to need full help, plan for that too: fundraising then has to cover the remaining $3,000 plus those students' share. A clear goal tells you how many events you need and when you can stop.
Decide whose fundraiser it is. A fundraiser run by the school goes through the school's approval process and its accounts. One run by a parent group, such as a PTA, PTO or booster club, follows that group's rules and its own bank account. The difference matters for permits, insurance, who may handle cash, which events are allowed at all, and who gives donors a receipt. Never put fundraising money in a personal account, even for a day.
Pool the money for the trip; do not credit it to individual students. It is tempting to let each student keep what they raise: the family that sells the most pays the least. For a tax-exempt parent group, that can be a serious problem. In Capital Gymnastics Booster Club v. Commissioner, the US Tax Court upheld the loss of a booster club's tax exemption where families earned points from their own fundraising that reduced their own children's fees, finding substantial private benefit [4]. The safer pattern is to put all fundraising toward the trip as a whole, and to cover students who need help from that pool. If your group already uses individual accounts, ask its accountant before the next fundraiser.
Donations: be careful what you promise donors. Whether a gift is tax-deductible depends on who receives it and how it is used. The IRS says a contribution to a government unit is deductible only if it is used solely for public purposes, and that you cannot deduct contributions earmarked for a particular individual or family [3]. So a gift for one particular student's trip is not deductible even if it passes through the school. Only the organization receiving the money should say what is deductible, and only in the receipt it issues.
Food sold to students at school has federal rules. Under the federal Smart Snacks rules for schools in the National School Lunch Program, food and drinks sold to students on the school campus during the school day must meet nutrition standards [1]. The school day runs from midnight before to 30 minutes after the end of the official school day [1]. States may allow a limited number of exempt fundraisers that do not meet the standards, and each state sets how often [1]. In practice: a bake sale to students at lunch may need your state's exemption, while a bake sale at an evening concert falls outside the school day the rule covers. Products sold to families to use at home, such as cookie dough, are often treated differently too; check your state agency's guidance. Your district's wellness policy may be stricter than either.
Raffles are gambling law, so check your state first. Many states license or restrict raffles, and the rules vary widely. California is a useful example of how specific they can be: only eligible private tax-exempt nonprofits that have qualified to do business in the state for at least a year may hold raffles, they must register at least 60 days ahead and receive confirmation before selling tickets, and at least 90 percent of gross receipts must go to charitable purposes [2]. Schools themselves are exempt from California's registration and reporting but must still follow the other rules [2]. If your state's rules are unclear, choose a fundraiser that is not a game of chance.
Never make the trip depend on fundraising. Some families cannot sell, bake or attend events, and a student should not miss a trip because of it. California's Education Code says a pupil shall not be prevented from making a field trip because of lack of sufficient funds, and directs school boards to coordinate community efforts to fund pupils in need [5]. Whatever your state requires, keep financial help confidential: tell every family that help exists, route requests to one person, and never post who raised what.
Low-effort ideas. These raise modest amounts with little setup, and work well early. Restaurant give-back nights, where a local restaurant donates a share of an evening's sales. A pledge drive tied to learning, such as a read-a-thon or a walk-a-thon, where families ask relatives for a per-book or flat pledge. A dress-down or theme day at school, if your principal allows a small donation for it. A bottle, can or clothing recycling drive, where your area pays for returns or collections. A family car wash on a weekend, with an adult in charge of cash.
Medium-effort ideas. These take a few weeks of planning and raise more. A bake sale at an evening event, a game or a concert, where the food rules above usually do not apply. Product sales that families buy for home, such as cookie dough, coffee, plants, wrapping paper or school-branded items; compare what the supplier keeps against what you keep before you sign. A ticketed event students help run: a talent show, a movie night, a trivia night for families, or a performance by the group that is travelling.
Higher-effort ideas. These need a committee, but can cover a large share of a trip. A silent auction of donated items and experiences, at a school event. Sponsorship letters to local businesses, offering thanks in the program or on a banner. Grants from your local education foundation, a community foundation, a service club, or the venue itself, since many museums, parks and cultural sites offer school programs that are free or reduced in price. Classroom crowdfunding sites are another route for teachers; check your district's policy and each site's rules before posting.
Cut the cost before you raise the money. Every dollar you do not spend is one you do not have to raise. Ask venues about school rates and free education programs, travel midweek when that is cheaper, compare bus quotes, pack lunches instead of buying them, and ask your district whether its own buses can be used. Ask the venue or tour operator exactly how many adult places a quote includes, so chaperone costs are not a surprise.
A simple timeline. For a day trip, one or two fundraisers in the six to eight weeks before the trip is usually enough. For an overnight or travel trip, start as soon as the trip is approved, six to nine months out: set the goal and the family contribution, get every fundraiser approved, put the bigger events in the first half of the year, and keep the last month free for collecting money and paperwork. Post a running total so families can see progress, and decide in advance what happens to money left over (often it rolls into the next year's trip or the assistance fund).
Keep the books clean. Two adults count every cash collection and both sign the count. Deposit the money the same day. Keep a simple ledger of each event's income and costs. Give receipts for donations from the organization that holds the money. After the trip, share a one-page summary with families and donors of what was raised, what the trip cost, and what is left. Clean records protect you, the school and the families who gave.
Planning the trip itself with other teachers or a school group? Jettova helps groups plan trips together: compare a few destinations, vote, and see a rough cost estimate before anyone commits, which gives you the number to fundraise for. The approval, money-handling and fundraising rules stay with your school.
Related guides
- →Field Trip Chaperone Guidelines: Ratios, Duties and a Briefing Template
- →How to Plan a School Field Trip: A Step-by-Step Checklist for Teachers
- →Field Trip Permission Slip Template: What to Include, With a Copy-Ready Example
- →How to Choose a Student Tour Company: Questions to Ask Before You Sign
- →How to Split Costs Fairly on a Group Trip (And Avoid the Venmo Doom Spiral)
Frequently Asked Questions
What are good fundraising ideas for a school trip?
Can students keep the money they raise for their own trip?
Can we hold a bake sale at school?
Is a raffle allowed for a school fundraiser?
Are donations to a school trip tax-deductible?
Can Jettova help plan a school trip?
Sources
- 7 CFR § 210.11 (competitive food service and standards), via Cornell Legal Information Institute(accessed 2026-10-21)
- California Attorney General: Nonprofit Raffles(accessed 2026-10-21)
- IRS Publication 526, Charitable Contributions(accessed 2026-10-21)
- Nonprofit Issues: Booster Club Loses Exemption Because of Fundraising Program (Capital Gymnastics Booster Club v. Commissioner)(accessed 2026-10-21)
- California Education Code § 35330 (via California Public Law)(accessed 2026-10-21)
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